Connect the tools you already use

Accept card payments from customers worldwide. Finovo syncs every Stripe charge, refund and payout automatically — so your ledger is always up to date without manual reconciliation.

• Automatic sync of all charges, refunds and payouts
• Invoice payments matched to open receivables
• Stripe fees split as a separate expense line
• Multi-currency payout reconciliation

Collect recurring payments from clients via direct debit. Finovo creates the mandate, tracks collection status and reconciles every payment against the corresponding invoice automatically.

• One-click direct debit mandates from invoice view
• Failed payment retries tracked and surfaced in AR
• Subscription plans synced with recurring invoice schedules
• UK Bacs and SEPA Core mandates supported

Every invoice, payment reminder and client notification sent through Finovo is delivered via Resend — ensuring high deliverability and a full audit trail of every email sent.

• Invoice and quote delivery with open tracking
• Automatic payment reminders at 7, 3 and 0 days before due
• Overdue reminder sequences with configurable cadence
• Full email delivery log per client

The intelligence behind Finovo's automatic transaction categorisation, receipt OCR and smart matching is powered by OpenAI models — trained on millions of financial transactions to give you accuracy you can trust.

• Receipt scanning — extract amount, date, vendor and category from photos
• Transaction categorisation — 95%+ accuracy on first pass
• Smart invoice matching — link payments to invoices automatically
• Anomaly detection — flags unusual transactions for your review

Finovo connects directly to over 2,400 UK and European banks via open banking APIs — including all major UK high street banks, German Sparkassen and French Crédit Mutuel branches.

• Daily automatic transaction import — no CSV uploads
• Covers 2,400+ institutions across UK and EU
• Read-only access — Finovo never initiates transfers
• Re-consent flow when bank tokens expire

Finovo's application is monitored 24/7 via Sentry. Every error is captured, prioritised and resolved before it can affect your data — giving you confidence that your financial records are always accurate.

• Real-time error alerting for the Finovo platform
• Performance monitoring — p95 latency tracked per endpoint
• Automatic release tracking so bugs are pinpointed to deploys
• Zero user-identifiable data sent to Sentry (GDPR compliant)