Finance software thatactually makes sense
Invoicing, expenses, banking, tax filing and payroll — all in one place. Built for modern SMBs who want to spend less time on admin and more time growing.
Book a demoAre you an accountant? →
60-day trial on Professional · 30 days on other plans · No credit card · Cancel anytime
500+
businesses
50,000+
invoices sent
3
countries supported
Revenue this month
£48,200
+12%
Outstanding invoices
£8,450
4 pending
Expenses
£12,180
-3%
Cash flow — last 6 months
Recent invoices
E-filing aligned with each market
Trustpilot reviews — add NEXT_PUBLIC_TRUSTPILOT_URL when your profile is live.
Used by businesses across the UK, France and Germany
Compliance you can trust — UK, France & Germany
Bank-level encryption
All data in EU centres (Frankfurt & London) — never leaves the EU
99.9% uptime SLA
Monitored, redundant infrastructure
GDPR compliant
Audit trails, export & deletion on request
HMRC MTD approved
Making Tax Digital
30- or 60-day free trial
No card required
Sound familiar?
Running a business is hard enough
Most small businesses waste hours every week on finance admin. Finovo fixes that.
Without Finovo
- ❌Chasing overdue invoices manually every month
- ❌Switching between 4+ apps to run your business
- ❌Spending evenings on VAT returns and spreadsheets
- ❌Paying your accountant to do things software should do
- ❌Having no idea what your cash flow looks like
- ❌Paying your accountant to fix spreadsheet errors
With Finovo
- ✓Invoices sent, tracked and chased automatically
- ✓Everything in one place — invoicing, banking, taxes
- ✓VAT filed in two clicks, reports generated instantly
- ✓Accountant-grade accuracy built into every workflow
- ✓Real-time dashboard, always up to date
- ✓Accountant-ready exports, always accurate
Time & money
How much could you reclaim?
Slide a few assumptions — see an indicative range for hours and equivalent value you might get back each month with one finance stack instead of manual work.
Your indicative estimate
Around 18.6 hours per month back in the business
Roughly £652 per month in equivalent productive time
Illustrative model only — not a promise or financial advice. We apply a typical blended hourly rate (£35, €40, or €38 depending on language) to turn reclaimed hours into money; your real rate and savings will vary.
Built for three markets
One platform. Three countries. No compromise.
Whether you're in London, Paris, or Berlin — Finovo handles the compliance so you don't have to.
United Kingdom
HMRC Making Tax Digital (MTD)
Submit VAT returns directly to HMRC — fully MTD-compliant
Self Assessment
Personal tax filing support for sole traders and directors
GBP & EUR invoicing
Issue invoices in pounds or euros, auto-convert for reports
Payroll (RTI)
Run payroll and submit Real Time Information to HMRC
France
DGFiP TVA filing (CA3)
Direct electronic submission to the Direction Générale des Finances Publiques
Facture électronique
Compliant e-invoicing ahead of the 2026 mandate
EUR invoicing
French-format invoices with all legally required fields
Liasse fiscale
Year-end tax pack exports ready for your expert-comptable
Deutschland
ELSTER VAT (ERIC API)
Direct Umsatzsteuervoranmeldung submission via the official ELSTER API
E-Rechnung / ZUGFeRD
XRechnung and ZUGFeRD e-invoicing — mandatory for B2B since Jan 2025
DATEV export
One-click DATEV export for your Steuerberater — no manual work
EÜR / GuV reports
Einnahmenüberschussrechnung and profit & loss in German format
All compliance features are included in every plan. See pricing →
Everything you need
Everything you need, nothing you don't.
Pick an area to preview how Finovo works — then open the full feature guide for every workflow.
Invoices that chase themselves
Send polished invoices and quotes in seconds, then let automatic reminders do the chasing so cash lands in your account.
Link every line to customers, projects and tax codes so month-end stays clean without spreadsheet archaeology.
- Quotes, credit notes, delivery notes and recurring billing in one flow
- Client portal for approvals and online payment
- Multi-currency with live rates when you invoice abroad
- Templates and branding that match how you actually sell
See it in action
See Finovo in action — 90 seconds
Watch how fast you can create an invoice, connect your bank and file VAT — all in one platform.
We're recording a full product walkthrough. In the meantime, book a live demo with our team.
Book a live demoMobile apps
Finovo in your pocket — iOS & Android
Native apps are in development. Join the waitlist to get early access and help shape receipt capture, approvals and dashboards on the go.
- ✓Approve expenses and chase invoices from your phone
- ✓Snap receipts with the camera — synced to your ledger instantly
- ✓Same UK, France and Germany compliance as the web app
- ✓Push notifications for payment and filing reminders (where supported)
Finovo’s responsive web app already works on phones and tablets until the native apps launch.
Simple by design
Up and running in minutes
No accountant needed. No lengthy onboarding. Just sign up and go.
Connect your bank account
takes 4 minutesLink your bank accounts, import existing data, and invite your team — it's faster than making a coffee.
Let Finovo do the work
Transactions categorised automatically. Invoices matched. Taxes calculated. Reports generated.
Get real-time insights from day one
Make better decisions with live financial data, while we handle compliance across the UK, France and Germany.
“I was invoicing clients on day one. I've never set up accounting software that fast.”
Transparent pricing
Plans for every stage
Free trial on every paid plan — 60 days on Professional, 30 days on Starter, Premium and Enterprise. No credit card required. Save up to 20% with annual billing.
Starter
or £12/mo billed annually
For freelancers and sole traders — VAT filing included, no accountant needed.
- ✓3 users included
- ✓VAT filing — 1 country (UK, Germany, or France)
- ✓Unlimited invoices & quotes
- ✓3 bank connections
- ✓50 OCR scans / month
- ✓Bank reconciliation
- ✓Basic reports (P&L, VAT, Balance Sheet)
- ✓Document storage
- ✓Email support
30-day free trial · No credit card required
Professional
or £24/mo billed annually
The smart choice for growing teams who need automation.
- ✓10 users included
- ✓Everything in Starter
- ✓Recurring invoices (automatic)
- ✓Client portal
- ✓SEPA payments
- ✓Journal entries & double-entry
- ✓7 standard reports
- ✓Tax automation (VAT filing)
- ✓5 custom invoice templates
- ✓Analytics dashboard
- ✓Priority email support
60-day free trial · No credit card required
Premium
or £50/mo billed annually
For established businesses with complex workflows.
- ✓20 users included
- ✓Everything in Professional
- ✓Branded client portal
- ✓Full REST API access
- ✓Unlimited custom accounts
- ✓15+ advanced reports
- ✓Full tax auto-filing
- ✓Unlimited currencies
- ✓Expense approvals & workflows
- ✓Custom roles & permissions
- ✓Priority support (<4h)
30-day free trial · No credit card required
Business
or £79/mo billed annually
For growing teams that need more users, entities, and API access.
- ✓25 users included
- ✓Everything in Premium
- ✓Up to 5 companies (multi-entity)
- ✓Unlimited OCR scans
- ✓Full API access
- ✓Unlimited bank connections
- ✓Dedicated account manager
30-day free trial · No credit card required
Enterprise
or £159/mo billed annually
Multi-entity, multi-country, white-label — built to scale.
- ✓40 users included
- ✓Everything in Premium
- ✓10 companies (multi-entity)
- ✓Unlimited banks & OCR scans
- ✓Multi-entity consolidation
- ✓Dedicated account manager
- ✓24/7 phone support (<1h)
- ✓SSO & IP whitelisting
- ✓Advanced compliance & audit
- ✓White-label option
- ✓99.9% uptime SLA
- ✓No credit card required for trial
- ✓Cancel anytime, no lock-in
- ✓All plans include UK, France and Germany compliance
- ✓30-day money-back guarantee
- ✓Switch plans anytime — upgrades take effect immediately
- ✓Your data is always yours — export any time
Prices in GBP, excl. VAT. EUR pricing available for 🇩🇪 Germany and 🇫🇷 France.
Happy customers
Businesses love Finovo
“Finovo cut our month-end close from 3 days to half a day. The bank reconciliation alone saves us hours every week.”
Sarah Chen 🇬🇧
CFO, Bloom Studio
“Filing our French VAT returns used to be a nightmare. Now it is literally two clicks. I cannot imagine going back.”
Thomas Dubois 🇫🇷
Founder, Nova Agency
“We scaled from 3 to 28 employees without needing a full-time accountant. Finovo handles everything.”
Markus Weber 🇩🇪
CEO, TechStart GmbH
How we compare
One platform. Three countries.
No competitor does that.
Every tool we've compared against is strong in one market. Finovo is the only platform that handles UK, French and German compliance — invoicing, tax filing and payroll — in a single subscription.
HMRC Making Tax Digital
DGFiP TVA — direct filing
ELSTER VAT — ERIC APIWhy Finovo wins
- Full compliance in UK, France and Germany — no other tool covers all three
- One subscription covers all markets — competitors charge per country
- Payroll included across all three countries — competitors charge extra
- DATEV export built in for German tax advisors — no third-party add-on needed
| What you need | Finovo | FA/QBFreeAgent / QB | Lex/sDLexoffice / sevDesk | PL/TiPennylane / Tiime |
|---|---|---|---|---|
| 🇬🇧 UK VAT (HMRC MTD) | — | — | ||
| 🇫🇷 French TVA (DGFiP) | — | — | ||
| 🇩🇪 German VAT (ELSTER) | — | — | ||
| 🇩🇪 DATEV export (Germany) | — | — | ||
| Payroll — all 3 countries | — | — | — | |
| Three countries, one subscription | — | — | — |
Are you an accountant or bookkeeper?
Manage all your clients in one place. Free practice account. Real-time data.
What you get
- Free practice account — no monthly fee
- Multi-client dashboard
- DATEV export for German clients
- MTD-ready for all UK clients
- 20% commission for 12 months per referred client
Your clients get
- Accountant-ready reports
- Shared access with role controls
- No more emailing spreadsheets
- Real-time data, always current
Got questions?
Frequently asked questions
Ready to take control of your finances?
★Join 500+ businesses already saving hours every week
UK, France and Germany compliance built in. No accountant required for day-to-day finances.
60-day trial on Professional · 30 days on other plans · No credit card · Cancel anytime · All three countries included