Finance software thatactually makes sense
Invoicing, expenses, banking, tax filing and payroll — all in one place. Built for modern SMBs who want to spend less time on admin and more time growing.
No credit card required · Cancel anytime
500+
businesses
50,000+
invoices sent
3
countries supported
Revenue this month
£48,200
+12%
Outstanding invoices
£8,450
4 pending
Expenses
£12,180
-3%
Cash flow — last 6 months
Recent invoices
Trusted by growing businesses across Europe
Sound familiar?
Running a business is hard enough
Most small businesses waste hours every week on finance admin. Finovo fixes that.
Without Finovo
- ✕Chasing overdue invoices manually every month
- ✕Switching between 4+ apps to run your business
- ✕Spending evenings on VAT returns and spreadsheets
- ✕Paying your accountant to do things software should do
- ✕Having no idea what your cash flow looks like
With Finovo
- ✓Invoices sent, tracked and chased automatically
- ✓Everything in one place — invoicing, banking, taxes
- ✓VAT filed in two clicks, reports generated instantly
- ✓Accountant-grade accuracy built into every workflow
- ✓Real-time dashboard, always up to date
Everything you need
One platform, zero gaps
Stop juggling spreadsheets and disconnected tools. Finovo brings your entire financial stack into one beautifully simple platform.
Invoices & Quotes
Create professional invoices, quotes, credit notes and delivery notes in seconds. Automate reminders and get paid faster.
Expense Management
Snap receipts with your phone, auto-categorise expenses with AI, and manage purchases and reimbursements effortlessly.
Banking & Reconciliation
Connect your bank accounts, auto-import transactions, and reconcile with one click. No more manual data entry.
Analytics & Reports
Real-time dashboards, P&L, Balance Sheet, Cash Flow, VAT Books and 15+ reports. Understand your business at a glance.
Tax Filing
HMRC MTD, French DGFiP and German ELSTER — all built in. Calculate and file VAT returns directly from Finovo.
Payroll
Run payroll for UK, French and German employees in minutes. Fully compliant. Payslips sent automatically.
Documents & Audit
OCR-powered document scanning. Upload contracts, receipts and statements — indexed, searchable, and audit-trail compliant.
Projects & Cost Centres
Track profitability by project or cost centre. Perfect for agencies, consultants and multi-location businesses.
Contacts & Products
Manage customers, suppliers and your full product catalogue in one place. Link everything to invoices and purchases.
Fixed Assets
Track and depreciate fixed assets automatically. Keep your Balance Sheet accurate without manual journal entries.
Budgets & Forecasting
Set budgets, track actuals vs forecast, and plan for growth with advanced financial planning tools.
Multi-currency
Invoice in any currency with live exchange rates. Supports GBP, EUR and all major currencies out of the box.
Simple by design
Up and running in minutes
No accountant needed. No lengthy onboarding. Just sign up and go.
Connect your accounts
Link your bank accounts, import existing data, and invite your team — takes under 5 minutes.
Let Finovo do the work
Transactions categorised automatically. Invoices matched. Taxes calculated. Reports generated.
Focus on your business
Make better decisions with real-time financial insights, while we handle the compliance.
Transparent pricing
Plans for every stage
Start free for 30 days. No credit card required. Save up to 20% with annual billing.
Starter
or £12/mo billed annually
Perfect for freelancers and micro businesses getting started.
- ✓3 users included
- ✓Unlimited invoices & quotes
- ✓3 bank connections
- ✓50 OCR scans / month
- ✓Bank reconciliation
- ✓Basic reports (P&L, VAT, Balance Sheet)
- ✓Document storage
- ✓Email support
Professional
or £24/mo billed annually
For growing businesses that need full accounting and automation.
- ✓10 users included
- ✓Everything in Starter
- ✓Recurring invoices (automatic)
- ✓Client portal
- ✓SEPA payments
- ✓Journal entries & double-entry
- ✓7 standard reports
- ✓Tax automation (VAT filing)
- ✓5 custom invoice templates
- ✓Analytics dashboard
- ✓Priority email support
Premium
or £50/mo billed annually
For established businesses needing advanced workflows and API access.
- ✓20 users included
- ✓Everything in Professional
- ✓Branded client portal
- ✓Full REST API access
- ✓Unlimited custom accounts
- ✓15+ advanced reports
- ✓Full tax auto-filing
- ✓Unlimited currencies
- ✓Expense approvals & workflows
- ✓Custom roles & permissions
- ✓Priority support (<4h)
Enterprise
or £199/mo billed annually
For multi-entity organisations needing advanced security and governance.
- ✓40 users included
- ✓Everything in Premium
- ✓10 companies (multi-entity)
- ✓Unlimited banks & OCR scans
- ✓Multi-entity consolidation
- ✓Dedicated account manager
- ✓24/7 phone support (<1h)
- ✓SSO & IP whitelisting
- ✓Advanced compliance & audit
- ✓White-label option
- ✓99.9% uptime SLA
Prices in GBP, excl. VAT. EUR pricing available for 🇩🇪 Germany and 🇫🇷 France.
Happy customers
Businesses love Finovo
“Finovo cut our month-end close from 3 days to half a day. The bank reconciliation alone saves us hours every week.”
Sarah Chen 🇬🇧
CFO, Bloom Studio
“Filing our French VAT returns used to be a nightmare. Now it is literally two clicks. I cannot imagine going back.”
Thomas Dubois 🇫🇷
Founder, Nova Agency
“We scaled from 3 to 28 employees without needing a full-time accountant. Finovo handles everything.”
Markus Weber 🇩🇪
CEO, TechStart GmbH
How we compare
One platform. Three countries.
No competitor does that.
Every tool we've compared against is strong in one market. Finovo is the only platform that handles UK, French and German compliance — invoicing, tax filing and payroll — in a single subscription.
HMRC Making Tax Digital
DGFiP TVA — direct filing
ELSTER VAT — ERIC API| What you need | Finovo | FA/QBFreeAgent / QB | Lex/sDLexoffice / sevDesk | PL/TiPennylane / Tiime |
|---|---|---|---|---|
| 🇬🇧 UK VAT (MTD) | — | — | ||
| 🇫🇷 French TVA (DGFiP) | — | — | ||
| 🇩🇪 German VAT (ELSTER) | — | — | ||
| Payroll — all 3 countries | — | — | — | |
| One subscription | — | — | — |
Trusted by businesses across the UK, France & Germany
GDPR compliant
EU data centres
AES-256 encryption
TLS 1.3 in transit
HMRC MTD recognised
Approved software
50+ businesses
UK · France · Germany
30-day free trial
No card required
Got questions?
Frequently asked questions
Ready to take control of your finances?
Join thousands of businesses across Europe who trust Finovo to keep their finances on track.
No credit card required · 30-day free trial · Cancel anytime