Invoicing, tax and bank feeds — without the spreadsheet chaos
Send professional invoices, capture receipts and stay MTD, DGFiP and ELSTER-ready across the UK, France and Germany. One login, one ledger.
- No credit card required for trial
- Cancel anytime, no lock-in
- All plans include UK, France and Germany compliance
Built for how you actually work
Simple where it should be, serious where compliance matters.
Professional invoices in seconds
Branded quotes and invoices, multi-currency, and payment links — so you get paid faster.
Bank feeds that reconcile themselves
Connect UK and EU banks; match transactions to invoices and expenses without manual imports.
Tax filing aligned to each country
HMRC MTD, French TVA and German ELSTER workflows are built in — not bolted on as paid add-ons.
Invite your accountant for free
Share read-only or full access with your advisor — no extra seat on your subscription.
Work across borders
Invoice in GBP or EUR, track expenses abroad, and keep one compliant record as you expand.
Less admin, more billable time
Receipt capture, recurring invoices and reminders automate the busywork you used to do nights and weekends.
Transparent pricing
Starter is built for sole traders like you
Upgrade any time as you grow — your data moves with you.
Starter
For freelancers and sole traders — VAT filing included, no accountant needed.
- 3 users included
- VAT filing — 1 country (UK, Germany, or France)
- Unlimited invoices & quotes
- 3 bank connections
- 50 OCR scans / month
- Bank reconciliation
- Basic reports (P&L, VAT, Balance Sheet)
- Document storage
- Email support
30-day free trial · No credit card required
Professional
The smart choice for growing teams — all 3 countries, 10 users, full accounting.
- 10 users included
- Everything in Starter
- 5 bank connections
- 200 OCR scans / month
- Recurring invoices (coming soon)
- Client portal
- SEPA payments (coming soon)
- Journal entries & double-entry
- 7 standard reports
- Tax automation (VAT filing)
- CIS (Construction Industry Scheme) — UK
- Self Assessment & Corporation Tax prep — UK
- Payroll (BrightPay sync)
- 5 custom invoice templates
- Analytics dashboard
- Priority email support
60-day free trial · No credit card required
Premium
For a single established company that needs more power — unlimited banking, advanced reports and priority support.
- 20 users included
- Everything in Professional
- Unlimited bank connections
- 500 OCR scans / month
- Branded client portal
- Full REST API access
- Unlimited custom accounts
- 15+ advanced reports
- Full tax auto-filing
- Unlimited currencies
- Expense approvals & workflows
- Custom roles & permissions
- Priority support (<4h)
30-day free trial · No credit card required
Business
For multi-entity businesses — manage up to 5 companies and 35 users in one place.
- 35 users included
- Everything in Premium
- Up to 5 companies (multi-entity, coming soon)
- 1,000 OCR scans / month
- Full API access
- Unlimited bank connections
- Dedicated account manager
30-day free trial · No credit card required
Multi-entity, multi-country, white-label — built to scale. Talk to us.
Custom
Tailored to your organisation
Everything in Business, plus
- 40 users included
- Everything in Business
- 10 companies (multi-entity, coming soon)
- Unlimited banks & OCR scans
- Multi-entity consolidation (coming soon)
- Dedicated account manager
- Priority phone & email support (<4h)
- SSO & IP whitelisting (coming soon)
- Advanced compliance & audit
- White-label option (coming soon)
- 99.9% uptime target
- No credit card required for trial
- Cancel anytime, no lock-in
- All plans include UK, France and Germany compliance
- 30-day money-back guarantee
- Switch plans anytime — upgrades take effect immediately
- Your data is always yours — export any time
Prices in GBP, excl. VAT. EUR pricing available for 🇩🇪 Germany and 🇫🇷 France.
Questions from freelancers & sole traders
- Do I need accounting experience to use Finovo?
- No. Finovo is designed for business owners, not accountants. The interface speaks plain English — invoices, expenses and bank matching — without requiring knowledge of debits, credits or double-entry bookkeeping.
- Does the Starter plan include MTD VAT filing for sole traders?
- Yes — for UK businesses. Starter includes tax filing for one country of your choice, so UK sole traders get Making Tax Digital (MTD) VAT submissions to HMRC at no extra charge. Professional and above include tax filing for all three countries.
- Can I invite my accountant without paying for an extra seat?
- Yes. You can invite your accountant or bookkeeper to your Finovo workspace with read-only or full access — there is no extra charge for accountant seats on any plan.
Ready to simplify your books?
60-day trial on Professional · 30 days on other plans · No credit card · Cancel anytime.