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Finovo
🇬🇧
For freelancers

Invoicing, tax and bank feeds — without the spreadsheet chaos

Send professional invoices, capture receipts and stay MTD, DGFiP and ELSTER-ready across the UK, France and Germany. One login, one ledger.

  • No credit card required for trial
  • Cancel anytime, no lock-in
  • All plans include UK, France and Germany compliance

Built for how you actually work

Simple where it should be, serious where compliance matters.

📄

Professional invoices in seconds

Branded quotes and invoices, multi-currency, and payment links — so you get paid faster.

🏦

Bank feeds that reconcile themselves

Connect UK and EU banks; match transactions to invoices and expenses without manual imports.

🧾

Tax filing aligned to each country

HMRC MTD, French TVA and German ELSTER workflows are built in — not bolted on as paid add-ons.

👥

Invite your accountant for free

Share read-only or full access with your advisor — no extra seat on your subscription.

✈️

Work across borders

Invoice in GBP or EUR, track expenses abroad, and keep one compliant record as you expand.

⏱️

Less admin, more billable time

Receipt capture, recurring invoices and reminders automate the busywork you used to do nights and weekends.

Transparent pricing

Starter is built for sole traders like you

Upgrade any time as you grow — your data moves with you.

🎉 Launch offer — 50% off for 6 months, or 3 months free
Best for sole traders

Starter

For freelancers and sole traders — VAT filing included, no accountant needed.

£15/mo
  • 3 users included
  • VAT filing — 1 country (UK, Germany, or France)
  • Unlimited invoices & quotes
  • 3 bank connections
  • 50 OCR scans / month
  • Bank reconciliation
  • Basic reports (P&L, VAT, Balance Sheet)
  • Document storage
  • Email support
Start free trial

30-day free trial · No credit card required

Professional

The smart choice for growing teams — all 3 countries, 10 users, full accounting.

£30/mo
  • 10 users included
  • Everything in Starter
  • Recurring invoices (automatic)
  • Client portal
  • SEPA payments
  • Journal entries & double-entry
  • 7 standard reports
  • Tax automation (VAT filing)
  • CIS (Construction Industry Scheme) — UK
  • Self Assessment & Corporation Tax prep — UK
  • Payroll (BrightPay sync)
  • 5 custom invoice templates
  • Analytics dashboard
  • Priority email support
Start free trial

60-day free trial · No credit card required

Premium

For businesses with a team — full payroll, fixed assets, and batch payments.

£60/mo
  • 20 users included
  • Everything in Professional
  • Branded client portal
  • Full REST API access
  • Unlimited custom accounts
  • 15+ advanced reports
  • Full tax auto-filing
  • Unlimited currencies
  • Expense approvals & workflows
  • Custom roles & permissions
  • Priority support (<4h)
Start free trial

30-day free trial · No credit card required

Business

For multi-entity businesses — manage up to 5 companies and 35 users in one place.

£99/mo
  • 35 users included
  • Everything in Premium
  • Up to 5 companies (multi-entity)
  • 1,000 OCR scans / month
  • Full API access
  • Unlimited bank connections
  • Dedicated account manager
Start free trial

30-day free trial · No credit card required

Enterprise

Multi-entity, multi-country, white-label — built to scale. Talk to us.

Custom

Tailored to your organisation

Everything in Premium, plus

  • 40 users included
  • Everything in Premium
  • 10 companies (multi-entity)
  • Unlimited banks & OCR scans
  • Multi-entity consolidation
  • Dedicated account manager
  • 24/7 phone support (<1h)
  • SSO & IP whitelisting
  • Advanced compliance & audit
  • White-label option
  • 99.9% uptime SLA
  • No credit card required for trial
  • Cancel anytime, no lock-in
  • All plans include UK, France and Germany compliance
  • 30-day money-back guarantee
  • Switch plans anytime — upgrades take effect immediately
  • Your data is always yours — export any time

Prices in GBP, excl. VAT. EUR pricing available for 🇩🇪 Germany and 🇫🇷 France.

Compare all plans in detail →

What sole traders say

Finovo cut our month-end close from three days to four hours. The bank reconciliation alone was worth the switch.

Sarah T. 🇬🇧

Founder, online retail

I used to dread quarter-end — chasing bank statements and matching transactions by hand. Finovo pulls everything in automatically and my MTD submission last quarter took under ten minutes.

James O. 🇬🇧

Freelance IT Consultant

I was running invoices in one tool, expenses in another, and VAT in a spreadsheet. Finovo replaced all three. I got my Friday afternoons back.

Emma K. 🇬🇧

Founder, design studio

Die Mehrwertsteuer-Abrechnung macht Finovo in Minuten — früher hat das einen halben Tag gedauert.

Markus W. 🇩🇪

Geschäftsführer, Handwerksbetrieb

Wir haben Kunden in Großbritannien und Deutschland. Finovo ist das erste Tool, das mir ELSTER und HMRC MTD aus einer Oberfläche ermöglicht — das spart mir jedes Quartal zwei Tage.

Thomas H. 🇩🇪

Inhaber, IT-Dienstleistungen

La déclaration de TVA me prenait une matinée entière. Avec Finovo, c'est réglé en vingt minutes. J'aurais dû faire le changement bien plus tôt.

Camille R. 🇫🇷

Consultante freelance

Ready to simplify your books?

60-day trial on Professional · 30 days on other plans · No credit card · Cancel anytime.