Payroll, approvals and controls — still one UK / FR / DE stack
Add purchase orders, roles and payroll as you hire — without migrating to a second tool when you cross a border.
- No credit card required for trial
- Cancel anytime, no lock-in
- All plans include UK, France and Germany compliance
Automation your whole team can use
Founders stay in control while finance scales with headcount.
Roles and approvals
Founders approve bills; bookkeepers reconcile. Everyone sees what they need — nothing more.
Payroll for small teams
UK PAYE, French and German payroll compliance in the same workspace as your ledger.
Purchase orders & spend control
Track committed spend before it hits the bank; keep budgets visible to managers.
Reporting that boards understand
P&L, cash flow and VAT summaries with multi-currency clarity for leadership reviews.
Integrations that fit your stack
Stripe, GoCardless and open banking — connect the tools your ops team already uses.
Cross-border without duplicate books
One chart of accounts with country-specific tax treatment — ideal if you hire or sell abroad.
Transparent pricing
Professional is where most 2–10 teams land
Tax automation, approvals and payroll headroom — upgrade to Premium when you need API and advanced reporting.
Starter
For freelancers and sole traders — VAT filing included, no accountant needed.
- 3 users included
- VAT filing — 1 country (UK, Germany, or France)
- Unlimited invoices & quotes
- 3 bank connections
- 50 OCR scans / month
- Bank reconciliation
- Basic reports (P&L, VAT, Balance Sheet)
- Document storage
- Email support
30-day free trial · No credit card required
Professional
The smart choice for growing teams — all 3 countries, 10 users, full accounting.
- 10 users included
- Everything in Starter
- Recurring invoices (automatic)
- Client portal
- SEPA payments
- Journal entries & double-entry
- 7 standard reports
- Tax automation (VAT filing)
- CIS (Construction Industry Scheme) — UK
- Self Assessment & Corporation Tax prep — UK
- Payroll (BrightPay sync)
- 5 custom invoice templates
- Analytics dashboard
- Priority email support
60-day free trial · No credit card required
Premium
For businesses with a team — full payroll, fixed assets, and batch payments.
- 20 users included
- Everything in Professional
- Branded client portal
- Full REST API access
- Unlimited custom accounts
- 15+ advanced reports
- Full tax auto-filing
- Unlimited currencies
- Expense approvals & workflows
- Custom roles & permissions
- Priority support (<4h)
30-day free trial · No credit card required
Business
For multi-entity businesses — manage up to 5 companies and 35 users in one place.
- 35 users included
- Everything in Premium
- Up to 5 companies (multi-entity)
- 1,000 OCR scans / month
- Full API access
- Unlimited bank connections
- Dedicated account manager
30-day free trial · No credit card required
Multi-entity, multi-country, white-label — built to scale. Talk to us.
Custom
Tailored to your organisation
Everything in Premium, plus
- 40 users included
- Everything in Premium
- 10 companies (multi-entity)
- Unlimited banks & OCR scans
- Multi-entity consolidation
- Dedicated account manager
- 24/7 phone support (<1h)
- SSO & IP whitelisting
- Advanced compliance & audit
- White-label option
- 99.9% uptime SLA
- No credit card required for trial
- Cancel anytime, no lock-in
- All plans include UK, France and Germany compliance
- 30-day money-back guarantee
- Switch plans anytime — upgrades take effect immediately
- Your data is always yours — export any time
Prices in GBP, excl. VAT. EUR pricing available for 🇩🇪 Germany and 🇫🇷 France.
What small business owners say
Finovo cut our month-end close from three days to four hours. The bank reconciliation alone was worth the switch.
I used to dread quarter-end — chasing bank statements and matching transactions by hand. Finovo pulls everything in automatically and my MTD submission last quarter took under ten minutes.
I was running invoices in one tool, expenses in another, and VAT in a spreadsheet. Finovo replaced all three. I got my Friday afternoons back.
Die Mehrwertsteuer-Abrechnung macht Finovo in Minuten — früher hat das einen halben Tag gedauert.
Wir haben Kunden in Großbritannien und Deutschland. Finovo ist das erste Tool, das mir ELSTER und HMRC MTD aus einer Oberfläche ermöglicht — das spart mir jedes Quartal zwei Tage.
La déclaration de TVA me prenait une matinée entière. Avec Finovo, c'est réglé en vingt minutes. J'aurais dû faire le changement bien plus tôt.
See if Finovo fits your next stage
Start with a 60-day trial on Professional — downgrade or upgrade whenever you need.